What is the Difference Between “Cool” and “Dry” Settings for an A/C? If you are asking this question, you are also probably wondering how to use your air-con efficiently? And when is the best time is to use cool or dry settings? Why does water drip from the air vent? Now I am no air-con expert but I had those same questions and I want to share the answers I found with you albeit in my own words in non-technical jargon. (FYI, I use a split type Panasonic air-con in my room which I’ve had for more than 2 years.)

First off, what is the difference between “cool” and “dry” settings for an A/C?

I’ve read through countless blog posts, forums, etc… and here is the gist of the answer to the above question. Both cool and dry settings removes water in the air. In essence, both settings reduce the humidity of the room which makes you comfortable and feeling cool. Now the difference is this. The cool setting does a little bit more by cooling the air until it reaches the desired temperature as set by the user. On the other hand, the dry settings just drys the air (dehumidifies the air…) and when humidity is brought down to a certain level, the A/C stops thus saving energy.

With that knowledge, we can devise a simple plan on how to use the A/C more efficiently and bring down energy billing costs. If temperature is really high (very hot), then use the cool setting. It dehumidifies the room which is good for humid countries (e.g in the tropics) and brings the room temperature down as desired. On the other hand, if the room temperature is fine but it is a bit humid that day, then just use the dry setting. The A/C will bring humidity down and you will feel cooler because your body can now release more heat thus cooling you. Lastly, if it is simply cool that day and want it just a little bit cooler, use an electric fan!

After awhile, probably after a few years of using your a/c unit, water starts to drip down from the indoor a/c unit itself and not drain down the proper channels. This is due to the fact that the drainage is dirty water cannot sift through it properly. To solve this problem, simply clean the inside of the water duct(this is my own term referring to the pipe which drains the condensed water out of the room…) and voila your a/c is as good as new.

Now, as I said I am no a/c expert and the information above is how I understood the various articles and posts I read online about A/Cs and their settings. If I get them wrong, please correct me via the comment section below

HSBC Credit Card – How to Use it Wisely? I am currently in the possession of and use a HSBC credit card, a Mabuhay Miles one to be exact. Though I have never used the miles I have stored ever, using a HSBC credit card in the Philippines has a lot of advantages. This post will discuss those perks that I like (not all…) and show you how to use your HSBC credit card wisely. Ready?

Whenever you use your HSBC credit card for payment on dining, grocery, etc… you get to earn miles points. The ratio is not 1:1 of course but suffice it is to say that for every mile point you need to use more than double digit pesos. Anyway, this post is not about the Mabuhay Miles feature. We want to focus on the Caltex Instant Rewards and Rebate feature/benefit.

According to the official HSBC Philippine website, you can:

Get P100 off your fuel bill for every charge slip worth at least P2,000. Get even up to a full tank of fuel, for free.* What’s more, your card continues to enjoy 3% rebate on your fuel spend at Caltex. With HSBC, life’s amazing moments are on us.

We all know that fuel prices are rising like crazy. And we need all the discount and savings we can find. Fortunately, there is HSBC to the rescue. For a minimum of a P2000 transaction (keep the charge slips please…), you get to get P100 of your fuel bill. In my own personal experience, this is not a discount. Instead, Caltex stations give you P100 worth of fuel for free! Thus the term “off” is a matter of perspective. If you want to have a discount and you were originally planning on shelling out say P1000 for fuel, simply present your P2000 charge slip to the gas attendant together with your credit card, get P100 worth of fuel and then shell out only P900 instead of P1000 to get a P100 discount!

Or you could opt to still buy P1000 worth of fuel and get P100 extra worth of fuel when you present your charge slip and credit card. It’s up to you.

Personally, what I do is every time I gas up, I use my HSBC credit card and buy P2000 worth of fuel so that the next time I gas up, I get P100 worth of fuel free! If you use your credit card this way, gas/diesel worth P55/L or P45/L respectively would now cost you less given the “discounted” or “extra” fuel you get.

Now as if that’s not enough, HSBC gives you a 3% rebate on fuel purchases from Caltex! That’s like P60 off each time I gas up for P2000.

Thus, if you own a vehicle and want to save on fuel, use your HSBC credit card this way. If you don’t have a HSBC credit card, apply for one to enjoy these perks. I believe this Caltex fuel perk will last for some time so it is definitely worth owning a HSBC credit card.

For those wondering, this is not a sponsored post. I just want to share how good it is having a HSBC credit card I do use other credit cards as well such as the Citibank Cashback but that is another topic for discussion which I will probably will post on as well in the near future.

Free Credit Card Numbers. So, are you looking for free credit card numbers? Well, you most probably are. You probably want to buy that long-sought after gadget online but you have no means to do so. You do not have a credit card, heck you might not even have a bank account! Hence you resort to looking for credit card numbers online together with their CVC/CVV.

Doing so is wrong. Actually is it a criminal act. Looking for working credit card numbers online for your own personal use is a criminal offense worthy of jail time. Such cases are called credit card fraud or credit card theft. It is the same as personally stealing a credit card. Do you want to risk your future just for some free credit card numbers you could use just a few times? Think about it.

Instead of looking free CC numbers, why don’t you just apply for a credit card yourself? There are a lot of reputable issuers such as HSBC and Citibank. Simply login into their respective websites and you will get the instructions on how to move forward.

On the other hand, there are those looking for free credit card numbers but not for stealing but for testing and developing purposes. These groups of people are programmers who need testing data for their … testing. They need random CC numbers that happen to conform to the MOD 10 algorithm by the MOD10 Check/Luhn Formula. If you are from these groups then check out the list below:

Mastercard:
5289162618374902
5258138775015588
5552423871352171
5261148480009889
5465303268748521
5237111021119993
5409241419894179
5466198408483933
5363115404982666
5432182122616812

VISA:
4024007196498652
4485074297613524
4556786773272830
4929871523999631
4485435617045839
4929623113059721
4024007124199758
4030405374717483
4044007111928650
4964785434407776

Now just a quick reminder. If you applied for a credit card because of this post and want to buy online, never use it as is. It is better to apply for a Paypal account and enter your credit card details there than enter your details via the shopping forms. The reason for this is some site might get hacked and you might fall to hacked sites that phish your credit card details, so beware.

Cancer Cure? Dichloroacetate! Once again, another “cancer cure” article was brought to my attention via a social network. In this article, the author mentions that cancer cure has been found but is not given its rightful attention because it is bad business for pharmaceutical companies. Whether this is true or not, it is worth reading and looking into once again as people’s lives are in the balance. Read it and do further research.

Here is the article (c/o hubpages.com):

Canadian researchers find a simple cure for cancer, but major pharmaceutical companies are not interested.

Researchers at the University of Alberta, in Edmonton, Canada have cured cancer last week, yet there is a little ripple in the news or in TV. It is a simple technique using very basic drug. The method employs dichloroacetate, which is currently used to treat metabolic disorders. So, there is no concern of side effects or about their long term effects.

This drug doesn’t require a patent, so anyone can employ it widely and cheaply compared to the costly cancer drugs produced by major pharmaceutical companies.

Canadian scientists tested this dichloroacetate (DCA) on human’s cells; it killed lung, breast and brain cancer cells and left the healthy cells alone. It was tested on Rats inflicted with severe tumors; their cells shrank when they were fed with water supplemented with DCA. The drug is widely available and the technique is easy to use, why the major drug companies are not involved? Or the Media interested in this find?

In human bodies there is a natural cancer fighting human cell, the mitochondria, but they need to be triggered to be effective. Scientists used to think that these mitochondria cells were damaged and thus ineffective against cancer. So they used to focus on glycolysis, which is less effective in curing cancer and more wasteful. The drug manufacturers focused on this glycolysis method to fight cancer. This DCA on the other hand doesn’t rely on glycolysis instead on mitochondria; it triggers the mitochondria which in turn fights the cancer cells.

The side effect of this is it also reactivates a process called apoptosis. You see, mitochondria contain an all-too-important self-destruct button that can’t be pressed in cancer cells. Without it, tumors grow larger as cells refuse to be extinguished. Fully functioning mitochondria, thanks to DCA, can once again die.

With glycolysis turned off, the body produces less lactic acid, so the bad tissue around cancer cells doesn’t break down and seed new tumors.

Pharmaceutical companies are not investing in this research because DCA method cannot be patented, without a patent they can’t make money, like they are doing now with their AIDS Patent. Since the pharmaceutical companies won’t develop this, the article says other independent laboratories should start producing this drug and do more research to confirm all the above findings and produce drugs. All the groundwork can be done in collaboration with the Universities, who will be glad to assist in such research and can develop an effective drug for curing cancer.

You can access the original research for this cancer here.

This article wants to raise awareness for this study, hope some independent companies and small startup will pick up this idea and produce these drugs, because the big companies won’t touch it for a long time.